Thats better (closed <br>'s) Just one thing, personally I don't like having a link to the home page (or any other page) on the home page (or that same other page).
Have the word home by all means but just don't make it a link if you are already on that page, if the user wants to refresh they will hit F5 or the refresh/reload button or something. Would also be good if you had some way of letting the user know which page they were on but say highlighting or changing the colour of the word home.
Looks good otherwise. See here
http://www.manisheriar.com/holygrail/index.htm for three column layour with a footer as well as a header. Might point you in the right direction to fix the gap.