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Ooble · Jun 30th, 2005, 3:36 PM

Quote:

Originally Posted by TheFalseDragon

oh and you can buy things in shops with debit cards the ones for ATM's are called ATM cards and noone really bothers with them

People under 16 do - they have no choice.

peace_of_mind · Jul 6th, 2005, 10:47 AM

Quote:

Originally Posted by TheFalseDragon

hmm well just for the america guy who was confused about debit and credit

debit takes money thats there from your bank directly (you bank usually lets you get overdrawn however)

credit takes money from a firm that then charges you interest on the money that you spent if you can't pay it off in the no interest period oh and erm most of the credit card companies are ripping you off look VERY carefully (sorry just watch tv too much)

debit examples - visa style cards
credit examples - mastercard style cards

oh and you can buy things in shops with debit cards the ones for ATM's are called ATM cards and noone really bothers with them

i would pay the £13 or so that it would cost me but i don't have a job so its not worth it to me yet, however i always look at the ads too see if there is something i like there

DaWei pretty well covered what debits and credits are. I just wanted to clarify a few things you may not fully understand.

You don't, normally, get overdrawn with a debit card. When you enter your pin it is verified against your available balance. The only time you should actually get overdrawn is when using, for example, a Visa check card, which is a debit card that can be used like a credit card, too, and the charge won't hit your account for a few days.
Visa and Mastercard are both types of credit cards
You can make purchases in shops with debit cards as long as the card reader has a keypad to input a pin number, I believe. I'm not quite positive on that one, as it's been awhile since I've had just a debit card.

Pizentios · Jul 7th, 2005, 9:14 AM

Quote:

You don't, normally, get overdrawn with a debit card. When you enter your pin it is verified against your available balance. The only time you should actually get overdrawn is when using, for example, a Visa check card, which is a debit card that can be used like a credit card, too, and the charge won't hit your account for a few days.

At my bank if you have good credit, you can get your bank acount set up so that you can overdraw with your atm/debet card.

peace_of_mind · Jul 10th, 2006, 2:11 PM

Is this still an option, K? If so did the link get left out of the new design?

EDIT: I found it, K. It's in your Control Panel under paid subscriptions on the left hand side down toward the bottom, if anyone else is interested.

ShadowAssasin · Jul 10th, 2006, 9:18 PM

Quote:

Originally Posted by Infinite Recursion

Yes, the forum is relatively new...

When did it get started?

big_k105 · Jul 10th, 2006, 9:28 PM

Well when IR made that post we had only just past one year. now we are about 3 months past 2 years of being around. which still isn't that long compared to the competition.

Indigno · Jul 10th, 2006, 9:33 PM

We're programmers. Why would you spend 30 dollars a year for a forum when we could make it a community project and whip up our own? Oh, and 25$ a year seems a bit much considering it's only 130$ a year in total payment (give or take a few bucks in taxes and whatnot). So by that logic you would only need 5-6 people buying a years subscription to completely found the site. Where does the rest of the money go?
I think you would pull in more money if you made it 5, ten, maybe 15 dollars. Then more people would want to buy it, and you would get more. Remember, a lot of the people here are teenagers (Though there are a lot of adults here, too) and most teenagers' parents are not going to like the idea of throwing 25$ at some stranger to host a forum (even if it's the teen's money, they will still not let them). But a lot more parents would be willing to put 5-10 dollars out there. But once you start getting into high teens and twenties, they start to get wary.

peace_of_mind · Jul 10th, 2006, 10:08 PM

Quote:

Originally Posted by Indigno

We're programmers. Why would you spend 30 dollars a year for a forum when we could make it a community project and whip up our own? Oh, and 25$ a year seems a bit much considering it's only 130$ a year in total payment (give or take a few bucks in taxes and whatnot). So by that logic you would only need 5-6 people buying a years subscription to completely found the site. Where does the rest of the money go?
I think you would pull in more money if you made it 5, ten, maybe 15 dollars. Then more people would want to buy it, and you would get more. Remember, a lot of the people here are teenagers (Though there are a lot of adults here, too) and most teenagers' parents are not going to like the idea of throwing 25$ at some stranger to host a forum (even if it's the teen's money, they will still not let them). But a lot more parents would be willing to put 5-10 dollars out there. But once you start getting into high teens and twenties, they start to get wary.

Nobody's requiring payment, nor are they begging for it. It's strictly a voluntary thing. And there is and option for a monthly sponsorship at $5.00. $25.00 a year is not much money at all.

big_k105 · Jul 10th, 2006, 10:14 PM

the cost of running this site has gone up since I first made this thread. When I first started this site we were on a shared host now this site is ran on a dedicated server. I still am not begging for money and I don't want people giving money unless they really feel they want to. The extra money goes into advertising costs for the site the more money I have the more money I can put into advertising each and every month. but again I don't want money from people who don't feel it is what they really want to do.

Silvanus · Jul 22nd, 2006, 6:06 PM

Quote:

Originally Posted by Indigno

We're programmers. Why would you spend 30 dollars a year for a forum when we could make it a community project and whip up our own?

Please. There's a reason vBulletin costs money: it takes a long time to produce a product like it. Your other points may or may not be valid, depending on your perspective, but saying that he shouldn't pay for forum software is just ridiculous.

Jul 10th, 2006, 2:11 PM	#34
peace_of_mind Professional Programmer Join Date: Sep 2004 Location: Hell if I know most of the time Posts: 439 Rep Power: 4	Is this still an option, K? If so did the link get left out of the new design? EDIT: I found it, K. It's in your Control Panel under paid subscriptions on the left hand side down toward the bottom, if anyone else is interested. __________________ Amateurs built the ark Professionals built the Titanic

Jul 10th, 2006, 9:28 PM	#36
big_k105 PFO Founder Join Date: Mar 2004 Location: Fargo, ND Posts: 1,629 Rep Power: 10	Well when IR made that post we had only just past one year. now we are about 3 months past 2 years of being around. which still isn't that long compared to the competition. __________________ BIG K aka Kyle Programming Forums Kyle K Online Please do not PM or email me programming questions. Post them in the forums instead.

Jul 10th, 2006, 10:14 PM	#39
big_k105 PFO Founder Join Date: Mar 2004 Location: Fargo, ND Posts: 1,629 Rep Power: 10	the cost of running this site has gone up since I first made this thread. When I first started this site we were on a shared host now this site is ran on a dedicated server. I still am not begging for money and I don't want people giving money unless they really feel they want to. The extra money goes into advertising costs for the site the more money I have the more money I can put into advertising each and every month. but again I don't want money from people who don't feel it is what they really want to do. __________________ BIG K aka Kyle Programming Forums Kyle K Online Please do not PM or email me programming questions. Post them in the forums instead.

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Jul 10th, 2006, 9:33 PM	#37
Indigno Professional Programmer Join Date: Dec 2005 Location: Anywhere non-productive Posts: 267 Rep Power: 0	We're programmers. Why would you spend 30 dollars a year for a forum when we could make it a community project and whip up our own? Oh, and 25$ a year seems a bit much considering it's only 130$ a year in total payment (give or take a few bucks in taxes and whatnot). So by that logic you would only need 5-6 people buying a years subscription to completely found the site. Where does the rest of the money go? I think you would pull in more money if you made it 5, ten, maybe 15 dollars. Then more people would want to buy it, and you would get more. Remember, a lot of the people here are teenagers (Though there are a lot of adults here, too) and most teenagers' parents are not going to like the idea of throwing 25$ at some stranger to host a forum (even if it's the teen's money, they will still not let them). But a lot more parents would be willing to put 5-10 dollars out there. But once you start getting into high teens and twenties, they start to get wary.

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